Posted by Charlie Zelan | Posted in personal finance | Posted on 30-12-2009
You may have noticed on TV the ads for free cell phones for low income families. These are becoming popular these days since many families cannot afford the expensive cell phone plans.
Cell phones have become the norm these days. Just about everyone uses a cell phone. Cell phones are especially useful if there is an emergency. If you were involved in a life threatening accident, you could easily use your cell phone to call for help.
Not everyone is entitled to free cell phones. You and your family must be in the low income range in order to get those free phones. People living on subsidized housing and food should probably be able to get free cell phones.
A limit with free cell phones for low income families is that they have a certain amount of minutes which you can use for free each month. You can probably get about an hour of talk time. After that, you would have to buy more minutes.
Free cell phones for low income families are not free forever. Once you and your family are not considered low income anymore, then you cannot use the cell phones for free. The cell phone company has to check your income every year.
Find a cellular service provider in your area that offers free cell phones for low income families. Not all states have such a program yet, so you will need to check it out.
After you find a carrier that gives free cell phones, fill out their application. Provide to them the necessary documentations showing that you are eligible for the cell phones. You can show your pay stubs or W2s.
Be sure you are keeping track of the amount of minutes you are using. Do not use all of your minutes before the month ends otherwise you will not have any if you absolutely had to use them. You can check the amount of minutes you have used from your phone.
Charlie Zelan is a wealth advisor with many years of experience. For further information on getting government phones for low income families, please visit his website.

In my view priorities need to change. These days poeple seem more concerned with having cell phones and computers than feeding their families. It is not that important that people have a cell phone.